The Malta Development Association makes reference to the recently published Annual Report of the Central Bank of Malta, which was also reported in the media, including in an article by Times of Malta entitled “House prices ‘undervalued’ by about 5% in 2025, Central Bank says”, and notes the Bank’s findings. The report indicates that property prices in Malta were slightly undervalued in 2025, which in the opinion of the Association reflects what the industry has been experiencing, i.e. a market that remains stable and grounded in real economic activity.
The MDA stresses that any policy decisions affecting the sector must be based on solid, scientific data such as the analysis provided by the Central Bank, as well as research and data regularly published by the Association so as to ensure balanced and effective outcomes that reflect the realities of the market.
These findings show that price movements have been measured and not driven by speculation, but by steady demand and a strong economic backdrop. This should reassure both homeowners and investors that the sector continues to rest on solid foundations. At the same time, it remains important that measures and incentives are strengthened, and that unnecessary bureaucracy is reduced, so that development costs can be kept in check and the market remains accessible.
The MDA will continue to act as the voice of property investors and buyers across Malta and Gozo, representing their interests and contributing constructively to the ongoing development of the sector.